“I haven’t been to the doctor in years. I’m not really worried about routinemedical expenses, so with the high cost of insurance I go without. However,I do worry about what I would do if something serious happened. I hear abroken leg can cost over $10,000 dollars!”

CriticalMed could be the answer for you.

CriticalMed Coverage for a set-limit of catastrophic care.

• Accident Medical Expenses Provides an annual benefit amount for medical expenses that are the result of an off-the-job accidental injury. Charges must be incurred within 26 weeks of a covered accident. $15,000 or $25,000 maximum per year plan is available. Paid at 100%. $2,500 or $5,000 deductible.

• Hospital Confinement Provides a daily benefit amount for inpatient hospitalization that is due to a covered illness or accident, subject to an elimination period. Paid at up to $500 per day. Up to 30 days per occurrence. 5 day elimination period. Pre-existing condition limitation applies.

• Critical Illness Provides a lump sum benefit amount upon diagnosis of a variety of covered critical illnesses, including: Invasive Cancer; Heart Attack; Stroke; Coronary Artery Bypass Graft; Major Organ Transplant; Kidney (Renal) Failure; Severe Burns; Paralysis; Loss Of Sight, Speech Or Hearing; Coma, And Occupationally Acquired Hepatitis C and G. Up to $15,000 or $25,000 per occurrence. Lump sum payment. Can provide coverage for Additional Occurrence and Recurrence. Pre-existing condition limitation applies. • Accidental Death or Dismemberment Provides a lump sum benefit amount for death that is the result of an accidental injury which occurs within 365 days of a covered accident. Scheduled benefit amounts for dismemberment are also included. Up to $15,000 or $25,000 death benefit. Dismemberment benefit per schedule.

• Combine with FlexShield Provides a set-level of catastrophic coverage along with the everyday benefit protection and outpatient services of FlexShield.

• Value-added Services 24 hour Nurseline/EAP, Discount Prescription Card, Physician/Hospital PPO Network, DoctorNavigator price comparison tools. • Plans with Benefit Levels of $15,000 or $25,000

Plans starting at $46.52 per month! Costs vary depending on age and dependent coverage level.

For more details go to http://pilates.myternian.com